Avisos Legales

PRIVACY NOTICE

DATA CONTROLLER

PMI AMERICAS, S.A. DE C.V., (hereinafter PMI AMERICAS) with address at Circuito Guillermo Gonzalez Camarena 1400, interior 301A, Colonia Santa Fe, Alvaro Obregon, C.P. 01376, in Mexico City, Mexico, internet portal https://pmi.tech and telephone 55 16615380, is responsible or controller of the use and protection of your personal data, and in this regard we inform you as follows:

PERSONAL DATA THAT MAY BE COLLECTED AND PROCESSED

PMI AMERICAS provides technology infrastructure and/or financial services.

By virtue of the provision of the aforementioned services, PMI AMERICAS determines the purposes and means for processing the personal data of its customers or users, thus assuming the character of controller / responsible for personal data under the applicable rules of personal data protection.

Therefore, PMI AMERICAS will collect the personal data necessary to fulfill the request for a service, to formalize the contract or to maintain and complete the legal relationship that is generated.

The categories of personal data to be collected and subject to processing are: (i) identification data, (ii) contact data, (iii) financial data.

PURPOSE

We will process personal data for the purposes indicated below:

- Verify and confirm the identity of persons or users who wish to contract our services.

- To grant the requested service to PMI AMERICAS.

- Verify and execute a process of identification by policies for the Prevention of Money Laundering and Terrorist Financing that the legislation or our good practices require.

In case you do not want your personal information to be used for these secondary purposes, you have to request it to the e-mail privacidad@pmi.tech.

The refusal to use your personal data for these Facilities shall not be a reason for us to deny you the services you request or contract with us.

COLLECTION OF PERSONAL DATA

PMI AMERICAS, S.A. DE C.V., collects your data directly and/or through electronic means. Likewise, we inform you that our website can automatically obtain data through cookies and your IP.

TRANSFER OF PERSONAL DATA

PMI AMERICAS, S.A. DE C.V., will eventually share your personal data with:

- Suppliers that contribute to the provision of services.

- Competent authorities, as provided for in the applicable legislation.

- Subsidiaries and affiliates of PMI AMERICAS

In any case PMI AMERICAS, S.A. DE C.V., will communicate to the recipients, this Privacy Notice, in order to ensure that your information is used in accordance with its terms.

IP ADDRESS AND COOKIES

We use your IP address to diagnose problems with our server and for the

administration of our site. Your IP address is used to gather demographic information

and is stored as a partial identifier. We use cookies, if applicable, to provide content specific to your interests and to save your password when applicable so that you do not have to re-enter it each time you visit our site.

You can set your browser to deny access to cookies. If you make this choice it is important that you understand that you may not be eligible for special promotions that we may offer to our site users.

ARCO RIGHTS

as well as to oppose the use of your personal data for specific purposes

(Opposition). These rights are known as ARCO rights.

To exercise any of the ARCO rights, as well as to limit its use and disclosure, you must request it to the e-mail: privacidad@pmi.tech likewise to know the procedure and requirements for the exercise of these rights, we offer you the Personal Data Department, with telephone number 55 16615380, located at Guillermo Gonzalez Camarena 1400, interior 301A, Colonia Santa Fe, Alvaro Obregon, C.P. 01376, in Mexico City, e-mail privacidad@pmi.tech

REVOKE CONSENT

You may revoke the consent, if any, you have given us for the processing of your personal data. However, it is important to note that not in all cases we will be able to fulfill your request or terminate the use immediately, since it is possible that for some legal obligation we may need to continue processing your personal data. Also, you should consider that for certain purposes, the revocation of your consent will mean that we can no longer provide the service you requested, or the conclusion of your relationship with us.

To revoke your consent, please submit your request by e-mail to:

MODIFICATIONS

This privacy notice may be modified, changed or updated due to new legal requirements; our own needs for the products or services we offer; our privacy practices; changes in our business model; or other causes.

We commit ourselves to keep you informed about the changes that this privacy notice may undergo, through: https://pmi.tech

Likewise, the procedure through which notifications about changes or updates to this privacy notice will be carried out will be: https://pmi.tech .

PRIVACY NOTICE

DATA CONTROLLER

PMI AMERICAS, S.A. DE C.V., (hereinafter PMI AMERICAS) with address at Juan Salvador Agraz 65, interior 11B, Colonia Santa Fe, Cuajimalpa, C.P. 05348, in Mexico City, Internet portal https://pmi-americas.com/ and telephone 5592380767, is responsible for the use and protection of your personal data, and in this regard we inform you of the following:

PERSONAL DATA THAT MAY BE COLLECTED AND PROCESSED

PMI AMERICAS will collect the personal data necessary to fulfill your request for a service, to formalize your contract or to maintain and complete the legal relationship that is generated.

The categories of personal data to be collected and subject to processing are: (i) identification data, (ii) contact data, (iii) financial data.

PURPOSE

We will process personal data for the purposes indicated below:

Verify and confirm the identity of persons wishing to contract our services.
To grant the requested service to PMI AMERICAS.

Verify and execute a process of identification by policies for the Prevention of
Money Laundering and Terrorist Financing that the legislation or our good practices require.

In addition, we will use your personal information for the following secondary purposes that are not necessary for the requested service, but that allow and facilitate us to provide you with a better service: commercial prospecting, marketing and advertising.
If you do not want your personal data to be used for these secondary purposes, please contact us at legal@pmi-americas.com.
The refusal to use your personal data for these purposes shall not be a reason for us to deny you the services you request or contract with us.

COLLECTION OF PERSONAL DATA

PMI AMERICAS, S.A. DE C.V., collects your data directly and/or through electronic means. Likewise, we inform you that our website can automatically obtain data through cookies and your IP.

TRANSFER OF PERSONAL DATA
PMI AMERICAS, S.A. DE C.V., will eventually share your personal data with:

Competent authorities, as provided for in the applicable legislation.
Suppliers that contribute to the provision of services.
Subsidiaries and affiliates of PMI AMERICAS
In any case PMI AMERICAS, S.A. DE C.V., will communicate to the recipients, this Privacy Notice, in order to ensure that your information is used in accordance with its terms.

IP ADDRESS AND COOKIES

We use your IP address to diagnose problems with our server and for the administration of our site. Your IP address is used to gather demographic information and is stored as a partial identifier. We use cookies, if applicable, to provide content specific to your interests and to save your password when applicable so that you do not have to re-enter it each time you visit our site. You can set your browser to deny access to cookies. If you make this choice it is important that you understand that you may not be eligible for special promotions that we may offer to our site users.

ARCO RIGHTS

You have the right to know what personal information we have about you, what we use it for and the conditions of the use we make of it (Access). Likewise, it is your right to request the correction of your personal information in case it is outdated, inaccurate or incomplete (Rectification); that we remove it from our records or databases when you consider that it is not being used properly (Cancellation); as well as to oppose the use of your personal data for specific purposes (Opposition). These rights are known as ARCO rights.
To exercise any of the ARCO rights, as well as to limit its use and disclosure, you must request it to the e-mail: legal@pmi-americas.com, likewise to know the procedure and requirements for the exercise of these rights, we put at your disposal the Department of Personal Data, with telephone number 5592380766, located in Juan Salvador Agraz 65, interior 11B, Colonia Santa Fe, Cuajimalpa, C.P. 05348, in Mexico City, e-mail legal@pmi-americas.com.

REVOKE CONSENT

MODIFICATIONS

We commit ourselves to keep you informed about the changes that this privacy notice may undergo, through: https://pmi-americas.com/.

Likewise, the procedure through which notifications about changes or updates to this privacy notice will be carried out will be: https://pmi-americas.com/.

PRIVACY NOTICE

DATA CONTROLLER

PERSONAL DATA THAT MAY BE COLLECTED AND PROCESSED

PMI AMERICAS will collect the personal data necessary to fulfill your request for a service, to formalize your contract or to maintain and complete the legal relationship that is generated.

The categories of personal data to be collected and subject to processing are: (i) identification data, (ii) contact data, (iii) financial data.

PURPOSE

We will process personal data for the purposes indicated below:

Verify and confirm the identity of persons wishing to contract our services.
To grant the requested service to PMI AMERICAS.

Verify and execute a process of identification by policies for the Prevention of
Money Laundering and Terrorist Financing that the legislation or our good practices require.

TRANSFER OF PERSONAL DATA
PMI AMERICAS, S.A. DE C.V., will eventually share your personal data with:

Competent authorities, as provided for in the applicable legislation.
Suppliers that contribute to the provision of services.
Subsidiaries and affiliates of PMI AMERICAS
In any case PMI AMERICAS, S.A. DE C.V., will communicate to the recipients, this Privacy Notice, in order to ensure that your information is used in accordance with its terms.

ARCO RIGHTS

REVOKE CONSENT

MODIFICATIONS

We commit ourselves to keep you informed about the changes that this privacy notice may undergo, through: https://pmi-americas.com/.

Likewise, the procedure through which notifications about changes or updates to this privacy notice will be carried out will be: https://pmi-americas.com/.

PRIVACY NOTICE

DATA CONTROLLER

PERSONAL DATA THAT MAY BE COLLECTED AND PROCESSED

PMI AMERICAS will collect the personal data necessary to fulfill your request for a service, to formalize your contract or to maintain and complete the legal relationship that is generated.

The categories of personal data to be collected and subject to processing are: (i) identification data, (ii) contact data, (iii) financial data.

PURPOSE

We will process personal data for the purposes indicated below:

Verify and confirm the identity of persons wishing to contract our services.
To grant the requested service to PMI AMERICAS.

Verify and execute a process of identification by policies for the Prevention of
Money Laundering and Terrorist Financing that the legislation or our good practices require.

TRANSFER OF PERSONAL DATA
PMI AMERICAS, S.A. DE C.V., will eventually share your personal data with:

Competent authorities, as provided for in the applicable legislation.
Suppliers that contribute to the provision of services.
Subsidiaries and affiliates of PMI AMERICAS
In any case PMI AMERICAS, S.A. DE C.V., will communicate to the recipients, this Privacy Notice, in order to ensure that your information is used in accordance with its terms.

ARCO RIGHTS

REVOKE CONSENT

MODIFICATIONS

We commit ourselves to keep you informed about the changes that this privacy notice may undergo, through: https://pmi-americas.com/.

Likewise, the procedure through which notifications about changes or updates to this privacy notice will be carried out will be: https://pmi-americas.com/.

PRIVACY NOTICE

DATA CONTROLLER

PERSONAL DATA THAT MAY BE COLLECTED AND PROCESSED

PMI AMERICAS will collect the personal data necessary to fulfill your request for a service, to formalize your contract or to maintain and complete the legal relationship that is generated.

The categories of personal data to be collected and subject to processing are: (i) identification data, (ii) contact data, (iii) financial data.

PURPOSE

We will process personal data for the purposes indicated below:

Verify and confirm the identity of persons wishing to contract our services.
To grant the requested service to PMI AMERICAS.

Verify and execute a process of identification by policies for the Prevention of
Money Laundering and Terrorist Financing that the legislation or our good practices require.

TRANSFER OF PERSONAL DATA
PMI AMERICAS, S.A. DE C.V., will eventually share your personal data with:

Competent authorities, as provided for in the applicable legislation.
Suppliers that contribute to the provision of services.
Subsidiaries and affiliates of PMI AMERICAS
In any case PMI AMERICAS, S.A. DE C.V., will communicate to the recipients, this Privacy Notice, in order to ensure that your information is used in accordance with its terms.

ARCO RIGHTS

REVOKE CONSENT

MODIFICATIONS

We commit ourselves to keep you informed about the changes that this privacy notice may undergo, through: https://pmi-americas.com/.

Likewise, the procedure through which notifications about changes or updates to this privacy notice will be carried out will be: https://pmi-americas.com/.

PRIVACY NOTICE

DATA CONTROLLER

PERSONAL DATA THAT MAY BE COLLECTED AND PROCESSED

PMI AMERICAS will collect the personal data necessary to fulfill your request for a service, to formalize your contract or to maintain and complete the legal relationship that is generated.

The categories of personal data to be collected and subject to processing are: (i) identification data, (ii) contact data, (iii) financial data.

PURPOSE

We will process personal data for the purposes indicated below:

Verify and confirm the identity of persons wishing to contract our services.
To grant the requested service to PMI AMERICAS.

Verify and execute a process of identification by policies for the Prevention of
Money Laundering and Terrorist Financing that the legislation or our good practices require.

TRANSFER OF PERSONAL DATA
PMI AMERICAS, S.A. DE C.V., will eventually share your personal data with:

Competent authorities, as provided for in the applicable legislation.
Suppliers that contribute to the provision of services.
Subsidiaries and affiliates of PMI AMERICAS
In any case PMI AMERICAS, S.A. DE C.V., will communicate to the recipients, this Privacy Notice, in order to ensure that your information is used in accordance with its terms.

ARCO RIGHTS

REVOKE CONSENT

MODIFICATIONS

We commit ourselves to keep you informed about the changes that this privacy notice may undergo, through: https://pmi-americas.com/.

Likewise, the procedure through which notifications about changes or updates to this privacy notice will be carried out will be: https://pmi-americas.com/.

PRIVACY NOTICE

DATA CONTROLLER

PERSONAL DATA THAT MAY BE COLLECTED AND PROCESSED

PMI AMERICAS will collect the personal data necessary to fulfill your request for a service, to formalize your contract or to maintain and complete the legal relationship that is generated.

The categories of personal data to be collected and subject to processing are: (i) identification data, (ii) contact data, (iii) financial data.

PURPOSE

We will process personal data for the purposes indicated below:

Verify and confirm the identity of persons wishing to contract our services.
To grant the requested service to PMI AMERICAS.

Verify and execute a process of identification by policies for the Prevention of
Money Laundering and Terrorist Financing that the legislation or our good practices require.

TRANSFER OF PERSONAL DATA
PMI AMERICAS, S.A. DE C.V., will eventually share your personal data with:

Competent authorities, as provided for in the applicable legislation.
Suppliers that contribute to the provision of services.
Subsidiaries and affiliates of PMI AMERICAS
In any case PMI AMERICAS, S.A. DE C.V., will communicate to the recipients, this Privacy Notice, in order to ensure that your information is used in accordance with its terms.

ARCO RIGHTS

REVOKE CONSENT

MODIFICATIONS

We commit ourselves to keep you informed about the changes that this privacy notice may undergo, through: https://pmi-americas.com/.

Likewise, the procedure through which notifications about changes or updates to this privacy notice will be carried out will be: https://pmi-americas.com/.

PRIVACY NOTICE

DATA CONTROLLER

PERSONAL DATA THAT MAY BE COLLECTED AND PROCESSED

PMI AMERICAS will collect the personal data necessary to fulfill your request for a service, to formalize your contract or to maintain and complete the legal relationship that is generated.

The categories of personal data to be collected and subject to processing are: (i) identification data, (ii) contact data, (iii) financial data.

PURPOSE

We will process personal data for the purposes indicated below:

Verify and confirm the identity of persons wishing to contract our services.
To grant the requested service to PMI AMERICAS.

Verify and execute a process of identification by policies for the Prevention of
Money Laundering and Terrorist Financing that the legislation or our good practices require.

TRANSFER OF PERSONAL DATA
PMI AMERICAS, S.A. DE C.V., will eventually share your personal data with:

Competent authorities, as provided for in the applicable legislation.
Suppliers that contribute to the provision of services.
Subsidiaries and affiliates of PMI AMERICAS
In any case PMI AMERICAS, S.A. DE C.V., will communicate to the recipients, this Privacy Notice, in order to ensure that your information is used in accordance with its terms.

ARCO RIGHTS

REVOKE CONSENT

MODIFICATIONS

We commit ourselves to keep you informed about the changes that this privacy notice may undergo, through: https://pmi-americas.com/.

Likewise, the procedure through which notifications about changes or updates to this privacy notice will be carried out will be: https://pmi-americas.com/.

PRIVACY NOTICE

Identity of the Data Controller

This Privacy Notice regulates the processing of personal data by the following entities of the corporate group:

PMI GROUP EUROPE, S.L.

Address: Paseo de la Castellana 91, 4º 1, 28046, Madrid, Spain E-mail: legal@pmi.tech

PMI GROUP EUROPE, S.L. acts as Responsible for the treatment with respect to the personal data of users and clients located at Spain and the European Union, in compliance with the Regulation (EU) 2016/679 (GDPR). and the Organic Law 3/2018 (LOPDGDD).

PMI AMERICAS, S.A. DE C.V.

Address: Juan Salvador Agraz 65, Interior 11B, Colonia Santa Fe, Cuajimalpa, C.P. 05348, Mexico City, Mexico.

PMI AMERICAS, S.A. DE C.V. is acting as parent company of the group, and may intervene as person in charge of the treatment o co-responsible, as the case may be, for administrative, technological, regulatory compliance and operational support purposes, in accordance with the Federal Law for the Protection of Personal Data in Possession of Private Parties (LFPDPPP).

2. Personal Data Processed

The following categories of personal data may be processed:

Identification and contact information
Economic and financial data
Technical data (IP address, cookies, device identifiers)
Data necessary to comply with legal obligations, including the prevention of money laundering and terrorist financing.

Where appropriate, the express consent of the holder in accordance with the applicable regulations.

3. Purposes of Processing

Personal data will be processed for the following purposes:

Provision of payment and money remittance services
Contractual and commercial relationship management
Compliance with legal and regulatory obligations
Fraud and money laundering prevention
Attention to queries, incidents and complaints
Improved platform services and security

4. Legal Basis of Treatment

The treatment is performed on the basis of:

Execution of a contract or pre-contractual measures
Compliance with legal obligations
Legitimate interest of the responsible party
Consent of the person concerned, when required

5. Data Transfers and Access by Group Entities

Personal data may be communicated or made available to:

Competent authorities, when legally required
Technology and operational service providers
PMI group entities, including PMI AMERICAS, S.A. DE C.V., for administrative, technological, compliance and support purposes.

International transfers will be made with appropriate safeguards, in accordance with the Chapter V of the GDPR, including standard contractual clauses or other legally valid mechanisms.

6. Data Retention

Personal data will be retained for the time necessary to fulfill the purposes described and the applicable legal deadlines. Subsequently, they will be securely deleted or anonymized.

7. Stakeholder Rights

The interested party may exercise the following rights:

Access
Correction
Suppression
Treatment limitation
Opposition
Data portability
Withdrawal of consent

Applications may be addressed to: legal@pmi-americas.com

8. Information Security

PMI Group applies appropriate technical and organizational measures to ensure the security, confidentiality and integrity of personal data, in accordance with international standards.

9. Modifications to the Privacy Notice

This Notice may be updated for policy, regulatory or operational changes. The current versions will be available on this website.

10. Control Authorities

The interested party may file a complaint with:

Spanish Data Protection Agency (AEPD), if you are located in Spain or the EU
National Institute for Transparency, Access to Information and Protection of Personal Data (INAI), in Mexico, where applicable

-------

TERMS AND CONDITIONS OF USE

1. Who provides the service

The services offered through this website are provided by:

PMI GROUP EUROPE, S.L. Paseo de la Castellana 91, 4º 1 28046 - Madrid, Spain E-mail: legal@pmi-americas.com

PMI GROUP EUROPE, S.L. is a Payment Entity registered in the Registry of the Bank of Spain under the number 6924, authorized to provide the service of sending money in accordance with current regulations.

2. What service is offered

Through this platform, PMI GROUP EUROPE, S.L. offers the following services money remittance and payment transactions, accessible through digital media.

The service is available for both private users as for professional or business clients.

3. Use of the service

To use the service, the user must:

Register and provide accurate information
Pass the verification processes required by law.
Accept the applicable conditions before each operation

Before confirming a transaction, the user will receive clear information about the amount, commissions, exchange rate and execution time.

4. Execution of operations

Money remittance orders will be executed no later than next business day, except in the case of regulatory controls, technical incidents or force majeure.

PMI GROUP EUROPE, S.L. may refuse or suspend operations when necessary to comply with regulations or ensure the security of the service.

5. Fraud prevention and money laundering

PMI GROUP EUROPE, S.L. strictly applies the Spanish and European regulations in the matter of prevention of money laundering and terrorist financing.

For this reason, some transactions or requests may be rejected or blocked.

6. Responsibility

PMI GROUP EUROPE, S.L. shall not be liable for:

Indirect damages or non-direct economic losses
Delays resulting from mandatory legal controls
Technical incidents beyond its reasonable control

In any case, liability shall be limited to the amount of the transaction involved, unless otherwise provided by law.

7. Data Protection

Personal data are processed in accordance with the Privacy Notice, available on this web site, and in accordance with the General Data Protection Regulation (GDPR) and the applicable Spanish regulations.

8. Intellectual Property

All contents and technical elements of this platform are the property of PMI GROUP EUROPE, S.L. or are used under license. Unauthorized use is not permitted.

9. Changes in conditions

PMI GROUP EUROPE, S.L. may modify these conditions when necessary. The updated versions will always be available on this website.

10. Applicable Law

These conditions are governed by the Spanish Law. Any dispute shall be submitted to the Madrid Courts and Tribunals, unless otherwise provided by law.