Embedded finance is the integration of financial services—payments, accounts, wallets, disbursement, card issuance, or credit—directly within non-financial software. Your users access these services without leaving your platform, while PMI provides the infrastructure, licenses, and compliance behind the scenes.
SAAS WITH FINANCIAL SERVICES
Turn your platform into a financial hub.
Integrate payments, accounts, disbursement, and more with a single API, without becoming a bank or managing licenses.
Take your software beyond SaaS: add embedded finance and multiply your revenue per customer.
Why integrate financial services
- More revenue per customer. Platforms that embed finance can multiply their revenue per user several times over by adding transactions to subscriptions.
- Greater retention. When money moves within your product, it becomes indispensable and harder to replace.
- Data advantage. Your platform already knows your clients' operational flow; this data allows for the offering of more relevant financial services that are better adjusted to risk.
- A single experience. Operations and finance in one place: less manual reconciliation and a shorter path from service to collection.
What can you integrate
- Embedded payments. Accept and process payments within your product.
- Accounts and wallets. Accounts, e-wallets, and balances for your users.
- Dispersion and payouts. Pay sellers, partners, or collaborators from your platform.
- Remittance as a Service (RaaS). Launch remittances as your own product with ready infrastructure.
- Banking as a Service (BaaS) and card issuance. Banking functionality and white-label cards via API.
- ERP with financial services. Optimize operations by integrating finance into your management software.
How does it work?
1
You choose the modules.
Defines which financial services to add to your platform.
2
Integrate via API
You connect your SME's proprietary infrastructure with a single API; you retain brand and user experience.
3
PMI resolves the regulated
Licenses, compliance, risk, and money movement remain on PMI's and its allied institutions' side.
4
Spears and scales
Go to market faster and grow in LATAM, USA, Europe, and Asia without rebuilding anything.
Why PMI
You own your product and your customer; PMI is the financial infrastructure underneath. With a proprietary cloud platform, a single API, regulatory compliance in every market, and risk management, you turn your software into a financial hub without taking on the complexity of being one.
Add embedded finance to your business and multiply your revenue per customer.
Fill out the form below to schedule a meeting and better understand your current business needs.
English 
Spanish 
Portuguese